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The following questions and answers explain the more important features of the membership opportunity at Somersett Country Club.*

Q: What are the primary features of a membership in Somersett Country Club?
A: Club membership offers these features: Exclusivity! Membership is by invitation only. Equity Membership Structure . Somersett Country Club's memberships are equity and members receive an 80% refund of the current membership contribution upon resignation and reissuance of their membership, in accordance with the terms of the Membership Documents and Membership Purchase Agreement. Control of Operations and Policies. After turnover, Equity Members will be entitled to elect a Board of Directors to govern the Club and each Equity Member is entitled to vote on matters affecting the Club, in accordance with the Membership Documents. Transferability of Memberships . Memberships may be transferred through the Club to the subsequent purchaser of a member's residence or homesite at Somersett. Immediate and Extended Family Privileges. A member, his or her spouse or significant other and his or her unmarried children who are under the age of 24 and who are living at home or attending school on a full-time basis are entitled to membership privileges without payment of additional membership dues. Parents, adult children and grandchildren of the member and spouse, and spouses of such family members, also may use the Club Facilities upon payment of reduced green fees and applicable user fees.

Q: When will construction of the Club Facilities be complete and ready for use?
A: The golf course, driving range, and putting green are complete and available for member use. Clubhouse construction is scheduled to begin in 2007.

Q: What is a member-owned club?
A: In a member-owned club, members control the Club by exercising a right to vote. The membership elects a Board of Directors that oversees the operation of Club Facilities and management of the Club. Major issues are normally resolved by vote of the members. Such major issues may regard capital assessments, amendments to the Club's Articles of Incorporation and Bylaws.

Q: What benefits does member-ownership provide?
A: Member-ownership, also called equity ownership, offers several important benefits: Because member-owners own and control the Club Facilities after the development of the residential community is complete, members enjoy a certainty as to the direction of the Club Facilities in the future. Members ultimately determine the rules and costs of membership privileges. A heightened interest and participation of member-owners and a greater continuity in membership-a common characteristic of a member-owned club-enhance the Club experience and lifestyle. Member ownership creates a greater cohesiveness within the community. As a result of member control, the club reflects the characteristics of its members.

Q: What is a membership contribution? How is my ownership interest in the Club acknowledged?
A: Upon approval for membership, a potential member must pay a membership contribution to acquire membership in the club privileges. The amount of the membership contribution will be determined from time to time by Somersett Development and will be set forth in the Membership Purchase Agreement. Upon approval for membership and full payment of required membership contribution, new members receive a membership certificate confirming their ownership interest in the Club.


Q: Are memberships inheritable upon the death of a member?
A: Yes. Upon a member's death, the member's spouse or designated adult child may continue as a member without payment of any additional purchase price.

* The above information is intended only as a general description of the membership opportunities available at Somersett Country Club. This document is provided for informational purposes only. A complete description of the terms and conditions of membership privileges is contained in the Somersett Country Club Membership Plan and its exhibits as amended from time to time. The Membership Plan should be carefully reviewed prior to seeking membership in the Club.